Reasons to retire in DeSoto County

17 July / 2026

Searching for your dream retirement location? DeSoto County, Mississippi, located at the top of the Magnolia State, has all you’re looking for and more. Read on to learn more about the five towns that make up DeSoto County. Read on to learn what the five towns that make up DeSoto County offer.

Affordability
Along with Mississippi being tax-friendly to retirees, DeSoto County’s cost of living falls well below the national average, especially when it comes to housing. For the most up-to-date data on average home costs and monthly rental fees, check out Zillow

It is also important to note that qualified retirement income is exempt from state income tax and Social Security is not taxed, regardless of your total income. Those 65 and older are exempt from ad valorem taxes up to $75,000 of the market value on homestead property, as well.

Healthcare
DeSoto County provides a large range of comprehensive healthcare services and is served by two full-service hospitals – Baptist Memorial Hospital-DeSoto and  Methodist Olive Branch, along with countless other medical specialists. You are also just a hop, skip and a jump away from Memphis, Tennessee, where you’ll find an even wider selection of physicians.

Shopping 
Everyone loves a little retail therapy, right? DeSoto County is packed with local boutiques and an outlet mall with more than 50 stores. Click here to learn more about Tanger Outlets and here for a list of shops across DeSoto County. 

Dining
If you're a foodie, you’re in luck! DeSoto County is full of restaurants you're sure to love. Whether you’re looking for local favorites like Memphis Barbecue Co. or want the predictability of a national chain, there is something for everyone to enjoy.

Safety
DeSoto County is widely considered one of the safest regions in the state. Southaven, Olive Branch, Hernando, Horn Lake and Walls all have well-supported police forces that aim to maintain the peaceful sense of security residents feel. Although we have occasional severe weather, citizens enjoy all four seasons without the threat of tropical storms.

Activities
DeSoto County features live entertainment, outdoor activities and family friendly fun galore. Here, you’ll find Landers Center, which hosts shows from big-time acts, sporting events and more throughout the year, as well as BankPlus Amphitheater where you can enjoy top-notch concerts. 

There are plenty of outdoor spaces to explore, too, like Snowden Grove Park, Olive Branch City Park and  Hernando DeSoto River Park, just to name a few. 

Community
If you are looking for a place to get connected and build meaningful relationships, check out  Southaven’s senior program,Forever Young, that has more than 2,900 members. The program costs Mississippi seniors just $5 per year and offers activities, classes and trips. 

Have we convinced you yet? Fingers crossed! There’s a place for you here in DeSoto County, Mississippi. For more information on everything our area has to offer, check out our travel guide